Newman Financial Services

Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70½.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

The Tax Treatment of Travel Expenses

Guidelines for business owners and self-employed individuals for writing off travel expenses when business and vacation time overlap.

Protecting Your Assets Under an Umbrella

An umbrella insurance policy can help protect assets in the event of an expensive lawsuit.

Evaluating a Pension Plan Offer

How lump-sum offers are calculated plus factors and trade-offs to consider when a lump-sum offer is on the table.

The Unpaid Army: Family Caregivers Face Challenges

About 1 in 4 U.S. workers age 25 and older provide unpaid care for a loved one who has health problems or is disabled.

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